A property insurer suspected that a large fire-and-theft claim on a commercial premises had been staged. Surveillance and claims-history analysis established the facts.
The claimed inventory value far exceeded the documented stock, and the reported sequence of events was inconsistent with the physical evidence at the scene. Our client needed defensible findings before adjudicating a seven-figure claim.
We combined discreet field surveillance with a full claims-history review across multiple carriers to build a complete, court-ready picture.
Confirmed subject identity and prior claims across nationwide databases.
Documented inconsistencies between the reported and physical evidence.
Identified a pattern of prior losses linked to the same principals.
This case study is anonymized and illustrative. Client identities and case specifics are withheld to protect confidentiality.
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